POWERED BY CINDIE™

Get the Lowest
Mortgage Payment
Possible.

Apply ONCE and get the Lowest available rate from 30+ different lenders!

APPLY ONCE
One simple application
30+ LENDERS
We shop the market for you
LOWEST PAYMENT
Find the best rate for your goals
CINDIE GUIDES YOU
AI Mortgage Advisor every step of the way
Your information is secure and never sold.
9:41
Cindie
Cindie
AI Mortgage Advisor
You
I'm looking to buy a home around $450,000.
9:41 AM
Cindie
Great! Based on your goals, I've compared options from 30+ lenders and found 12 great mortgage options for you.
9:41 AM
Option 1 saves you $212/month compared to other offers.
You
Thank you so much Cindie, that was fast and easy!
9:41 AM
30+ Lenders Compared
ChaseRocketFlagstarPennyMac
+25More
Chase
Wells Fargo
Mr. Cooper
Flagstar
PennyMac
Fannie Mae
Freddie Mac
LendingTree
Cindie AI
Compares 30+ lenders
Your Lowest Rate
LowRate Co
4.99%SAVES $212/MO

How LowRate Co Works for You

  1. 1

    Submit your application

    Complete our quick online form with your basic information and HELOC requirements. Takes just minutes to get started.

  2. 2

    We Shop 30+ Lenders

    Our AI-powered platform instantly compares your profile across our network of wholesale lenders in real time.

  3. 3

    Review Your Best Options

    Receive personalized rate quotes and loan terms tailored to your financial situation, all in one place.

  4. 4

    Choose & Close Fast

    Select your preferred offer and let our expert team guide you through a smooth, efficient closing process.

Cindie

Meet Cindie; Our 24/7 Loan Assistant,
here to help you all the way!

Ask anything about rates, eligibility, or the application — Cindie is always on.

What are today's rates? · How much can I qualify for? · How fast can I close?

Start Application now.
It takes only 3 minutes!

Ready to unlock your home's equity with rates as low as 6.99%? The application takes just minutes, and you'll have preliminary results almost instantly. No commitment required just see what's possible.