Times have changed, the mortgage industry should too.
Why We Do This
Let's be real, the mortgage industry, like many, is a confusing, antiquated mess of paperwork and nonsensical regulations. It is riddled with middlemen — brokers, banks, underwriters — all vying to take a piece of the most important transaction most Americans will ever conduct. All those pieces, taken by all those intermediaries, add up to a significant cost to you, the borrower. This cost is measured not just in dollars (which are substantial) but also in time and peace of mind.
How We Do This
At LowRateCo, we leverage the newest technologies in AI and Interoperability to provide the most cost-effective and efficient journey towards buying a home. We remove the middlemen (and their commissions) leaving a more efficient, less expensive process in its place. Our technology allows us to worry about the endless shuffling of paperwork and disclosures on the backend, while you deal with a single point of contact in a seamless process on the front end — all at a cost our competitors can't touch. We pass these savings to you in the form of much lower mortgage rates, a much faster process and the peace of mind that comes from a seamless, transparent experience.
Who We Are
We are a small band of technologists, operational experts, mortgage veterans and engineers, dedicated to dismantling the mortgage industry through the development of a new sector: Mortgage Tech.