FACTS
WHAT DOES LowRateCo DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LowRateCo chooses to share; and whether you can limit this sharing.

Reasons we can share your personal informationDoes LowRateCo share?Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureausYESNo
For our marketing purposes— to offer our products and services to youYesNo
For joint marketing with other financial companiesNoN/A
For our affiliates’ everyday business purposes— information about your transactions and experiencesNoN/A
For our affiliates’ everyday business purposes— information about your creditworthinessNoN/A
For our affiliates to market to youNoN/A
For nonaffiliates to market to youNoN/A
Reason:For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Does LowRateCo share?YES
Can you limit this sharing?No
Reason:For our marketing purposes— to offer our products and services to you
Does LowRateCo share?Yes
Can you limit this sharing?No
Reason:For joint marketing with other financial companies
Does LowRateCo share?No
Can you limit this sharing?N/A
Reason:For our affiliates’ everyday business purposes— information about your transactions and experiences
Does LowRateCo share?No
Can you limit this sharing?N/A
Reason:For our affiliates’ everyday business purposes— information about your creditworthiness
Does LowRateCo share?No
Can you limit this sharing?N/A
Reason:For our affiliates to market to you
Does LowRateCo share?No
Can you limit this sharing?N/A
Reason:For nonaffiliates to market to you
Does LowRateCo share?No
Can you limit this sharing?N/A
To limit our sharing

Please note:
If you are a new customer, we can begin sharing your information days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

Questions?

Email compliance@lowrateco.com or go to lowrateco.com

Who we are
Who is providing this notice?
LowRateCo
What we do
How does LowRateCo protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does LowRateCo collect my personal information?
We collect your personal information, for example, when you:
  • Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account—unless you tell us otherwise.