Low Rate Co Today



You can get a mortgage or you can get a low rate.

Home of the Low Rate Guarantee

Our Low Rate Model

Low Rate Co. works on a 0% commission model. This means we cut out the middlemen as well as the commission and fees that come with.

Low Rate Co Rate Chart
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Compare Rates

See how Low Rate Co. compares to other rates in the market today.

Rates below are for a 15-year fixed mortgage loan.

Low Rate Co.


2.16% APR

National Bank Average


2.59% APR

Bankrate Average


2.650% APR

Buying a home is a big decision, finding a Low Rate mortgage should be hassle-free

Traditional Banks used to be the go-to when buying or refinancing your home, that could take a lot of time, research, and could be very costly. Low Rate Co. dismantled the old mortgage infrastructure to give you access to the lowest available market rates with fewer hurdles. Here’s how:

We Say Yes!

We have loans for first-timers, seasoned property investors, military veterans, and families who need to keep cash on hand. Whatever your mortgage needs are, Low Rate co. will find the right option at the lowest price.

Try Us

Tell us about your home ownership goals and where you are in the process of buying or refinancing so we can give you a lower rate offer.

Instant Approval

Why does it take most lenders and banks weeks to let you know if you're approved? Apply with us now and we'll approve you in minutes. You will know your rate, payment, and terms, and save time and money.

Low Rate Mortgages

Over the last decade, countless purchasing processes have become more efficient and less complex. If you want, you can order items from your favorite eCommerce store and get your hands on them the very next day. You can even buy a car online and have it delivered straight to your door.

Despite these advancements, the process of obtaining a mortgage has remained extremely tedious, stressful, time-consuming, and expensive. When getting a mortgage or refinancing your home, you must contend with rapidly fluctuating rates, exorbitant sales fees, and a lack of transparency from your lender.

Or — at least — you used to.

You’re in good company

The type of loan you choose is important, but working with the best lender will save you a lot of money! Don’t pay more for your mortgage than you need to.